Comparing Westpac Fixed 4 Years vs Westpac Premier Advantage Package

Lender WestpacWestpac
Home Loan Fixed 4 YearsPremier Advantage Package
Interest Rate 6.99%6.39%
Summary

The Westpac 4-Year Fixed Rate Home Loan is one of the bank’s Fixed Option Loan products. The four-year fixed rate term attached to this one give you added flexibility and the benefits of reliable payments and stable interest rates. The other fixed rate loans offered by Westpac include with term lengths of 1 through 10 years. […] More

The Westpac Premier Advantage Package Variable Home Loan presents customers with the opportunity to bundle their home loan and transaction account together for a minimal annual fee. The home loan offers discounted interest rate on the standard variable rate making it an attractive home loan product. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $52,000 (13%)$52,000 (13%)
Initial Monthly Repayment $2,659$2,499
Sample Term 30 years30 years
Home Loan Type 4 Year FixedVariable
Application Fee $600$0
Monthly Fee $8$0
Annual Fee $0$395
Sample Cost
1 Years
$32,598$30,388
Savings After
1 Years
 Save $2,210
100% Offset Account  Yes
Extra Repayments YesYes
Redraw Facility YesYes
Contruction YesYes
More Information