Comparing Westpac Premier Advantage Equity Access Loan vs St George Advantage Package

Lender WestpacSt George
Home Loan Premier Advantage Equity Access LoanAdvantage Package
Interest Rate 6.54%6.34%
Summary

The Westpac Premier Advantage Equity Access Loan incorporates the Westpac line of credit loan in to a dynamic loan package. Borrowers who choose this option get all of the great benefits of the Equity Access Loans, a product that allows you to use the house or investment property’s equity to pay for other personal expenses, fund new investments, or make improvements to the property. […] More

The St George Advantage Package Variable Home Loan is a well featured option that also provides clients with discounts on the standard variable rate. Ideal features such as an offset account and ability to repay the loan faster makes the St George product an attractive product to consumers. The Advantage Package is one of the most popular products offered by the bank. Its popularity is largely driven by is discounted interest rates. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $52,000 (13%)$20,000 (5%)
Initial Monthly Repayment $2,539$2,486
Sample Term 30 years30 years
Home Loan Type Line of CreditVariable
Application Fee $0$0
Monthly Fee $0$0
Annual Fee $395$395
Sample Cost
1 Years
$30,861$30,231
Savings After
1 Years
 Save $630
100% Offset Account  Yes
Extra Repayments YesYes
Redraw Facility YesYes
Contruction   
More Information