Comparing Westpac Premier Advantage Fixed 1 Year vs St George Advantage Package

Lender WestpacSt George
Home Loan Premier Advantage Fixed 1 YearAdvantage Package
Interest Rate 5.99%6.34%
Summary

The Westpac Premier Advantage Package Fixed 1 Year Home Loan provides consumers with a discounted fixed rate for 1 year on loans $150,000 and above. The discount on the standard fixed rate is 0.20% and presents a fantastic opportunity to take out a competitive fixed loan for 1 year. Knowing what you home loan repayments are is a key behind consumers taking out a fixed home loan. The sense of security over repayment amounts is a great benefit of a fixed home loan. […] More

The St George Advantage Package Variable Home Loan is a well featured option that also provides clients with discounts on the standard variable rate. Ideal features such as an offset account and ability to repay the loan faster makes the St George product an attractive product to consumers. The Advantage Package is one of the most popular products offered by the bank. Its popularity is largely driven by is discounted interest rates. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $52,000 (13%)$20,000 (5%)
Initial Monthly Repayment $2,396$2,486
Sample Term 30 years30 years
Home Loan Type 1 Year FixedVariable
Application Fee $0$0
Monthly Fee $0$0
Annual Fee $395$395
Sample Cost
1 Years
$29,143$30,231
Savings After
1 Years
Save $1,088 
100% Offset Account  Yes
Extra Repayments YesYes
Redraw Facility YesYes
Contruction Yes 
More Information