Comparing Westpac Premier Advantage Fixed 10 Years vs ANZ Simplicity Plus

Lender WestpacANZ
Home Loan Premier Advantage Fixed 10 YearsSimplicity Plus
Interest Rate 7.79%6.35%
Summary

The Westpac Premier Advantage 10-Year Fixed Rate Loan combines Westpac’s longest fixed rate home loan with a dynamic loan package. This bundled product includes the Fixed Options loan with a Westpac Savings account and the Westpac credit card. It offers a single annual fee of $395 that can help you save a lot of money on separate fees. The annual fees on the savings account and the credit card account are waived with this package. […] More

The ANZ Simplicity PLUS Home Loan is a simple, no frills home loan with a low variable interest rate for the life of your loan. It was Editor's Choice for ‘Basic variable loan’ in Your Mortgage Magazine, December 2008. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $52,000 (13%)$40,000 (10%)
Initial Monthly Repayment $2,877$2,489
Sample Term 30 years30 years
Home Loan Type 10 Year FixedVariable
Application Fee $0$600
Monthly Fee $0$0
Annual Fee $395$0
Sample Cost
1 Years
$34,916$30,467
Savings After
1 Years
 Save $4,448
100% Offset Account   
Extra Repayments YesYes
Redraw Facility YesYes
Contruction YesYes
More Information