Comparing Westpac Premier Advantage Fixed 10 Years vs NAB Choice Package

Lender WestpacNAB
Home Loan Premier Advantage Fixed 10 YearsChoice Package
Interest Rate 7.79%6.29%
Summary

The Westpac Premier Advantage 10-Year Fixed Rate Loan combines Westpac’s longest fixed rate home loan with a dynamic loan package. This bundled product includes the Fixed Options loan with a Westpac Savings account and the Westpac credit card. It offers a single annual fee of $395 that can help you save a lot of money on separate fees. The annual fees on the savings account and the credit card account are waived with this package. […] More

The NAB Choice Package Variable Home Loan provides customers with a lower interest rate than the Standard Variable. The NAB Choice Package Variable Loan provides features that otherwise are not available to customers on the Standard Variable product. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $52,000 (13%)$20,000 (5%)
Initial Monthly Repayment $2,877$2,473
Sample Term 30 years30 years
Home Loan Type 10 Year FixedVariable
Application Fee $0$0
Monthly Fee $0$0
Annual Fee $395$395
Sample Cost
1 Years
$34,916$30,074
Savings After
1 Years
 Save $4,841
100% Offset Account  Yes
Extra Repayments YesYes
Redraw Facility YesYes
Contruction Yes 
More Information