Comparing Westpac Premier Advantage Fixed 3 Years vs NAB Choice Package

Lender WestpacNAB
Home Loan Premier Advantage Fixed 3 YearsChoice Package
Interest Rate 5.99%6.29%
Summary

The Westpac Premier Advantage Package Fixed 3 Year Home Loan is a popular product among borrowers due to is certainty around payments and low interest rate. Leverage off the discounted interest rate as well as flexible features provide by the Westpac home loan. […] More

The NAB Choice Package Variable Home Loan provides customers with a lower interest rate than the Standard Variable. The NAB Choice Package Variable Loan provides features that otherwise are not available to customers on the Standard Variable product. […] More

Sample Loan Amount $400,000$400,000
Sample Minimum Deposit $52,000 (13%)$20,000 (5%)
Initial Monthly Repayment $2,396$2,473
Sample Term 30 years30 years
Home Loan Type 3 Year FixedVariable
Application Fee $0$0
Monthly Fee $0$0
Annual Fee $395$395
Sample Cost
1 Years
$29,143$30,074
Savings After
1 Years
Save $932 
100% Offset Account  Yes
Extra Repayments YesYes
Redraw Facility YesYes
Contruction Yes 
More Information