Comparing Westpac Premier Advantage Fixed 4 Years vs ANZ Simplicity Plus
| Lender | ![]() | ![]() |
| Home Loan | Premier Advantage Fixed 4 Years | Simplicity Plus |
| Interest Rate | 6.79% | 6.35% |
| Summary | The Westpac Premier Advantage Package Fixed 4 Year Home Loan is great product offered by the major bank that locks away the fixed interest rate for 4 years at s discounted rate. The fixed 4 year Premier product also comes equipped with a range of features that makes this a flexible product suitable for many borrowers. […] More | The ANZ Simplicity PLUS Home Loan is a simple, no frills home loan with a low variable interest rate for the life of your loan. It was Editor's Choice for ‘Basic variable loan’ in Your Mortgage Magazine, December 2008. […] More |
| Sample Loan Amount | $400,000 | $400,000 |
| Sample Minimum Deposit | $52,000 (13%) | $40,000 (10%) |
| Initial Monthly Repayment | $2,605 | $2,489 |
| Sample Term | 30 years | 30 years |
| Home Loan Type | 4 Year Fixed | Variable |
| Application Fee | $0 | $600 |
| Monthly Fee | $0 | $0 |
| Annual Fee | $395 | $0 |
| Sample Cost 1 Years |
$31,655 | $30,467 |
| Savings After 1 Years |
Save $1,188 | |
| 100% Offset Account | ||
| Extra Repayments | ![]() | ![]() |
| Redraw Facility | ![]() | ![]() |
| Contruction | ![]() | ![]() |
| More Information |






