St George Advantage Package

The St George Advantage Package Variable Home Loan is a well featured option that also provides clients with discounts on the standard variable rate. Ideal features such as an offset account and ability to repay the loan faster makes the St George product an attractive product to consumers. The Advantage Package is one of the most popular products offered by the bank. Its popularity is largely driven by is discounted interest rates.

Established in 1937 the St George bank has long history in the banking industry and is recognised as providing high quality customer service to its clients. Customers are often drawn to St George bank due to its corporate size but still maintaining a community feel.

The Advantage Package Variable loan is regarded as a flexible solution to a range of borrowers including investors and owner occupiers.

KEY BENEFITS

The St George Advantage Package Variable Home Loan provides customers with a wide range of benefits.

Discounted Standard Variable Rates

The Advantage Package provides clients with interest rates that are lower than the St George standard variable rates. Loans between $100,000 and $149,999 receive a 0.25% discount, loans between $150,000 and $249,999 receive a 0.50% discount and loans greater than $250,000 receive a 0.70%. These discounts provide clients with significantly cheaper loans than they would receive on the standard variable product. Pay off your loan sooner, and own your dream home faster!

$0 Application Fee

Dislike paying fees? No problem, it costs you nothing to sign up for the advantage package loan. Zero upfront fees is one of the many attractive features about the home loan.

100% Offset Account

The package product also comes with a 100% offset account. Direct your income and any addition cash into this account and reduce the repayments on your loan. Just another clever product provided by St George.

Early Repayment

Want to own you home as quickly as possible? Don’t be charged a fee for getting on top of your home loan. The Advantage package lets you make early repayments on the home loan without any penalty fees or charges,

Interest Only

Are you are an investor and looking to only pay interest only? If so the Advantage Package can accommodate you. Don’t pay principle and interest instead take out an Advantage Package home loan and only pay interest on you loan balance.

Divide the Loan

Are you looking for the ability to divide your home loan across two different products? The Advantage package variable product is able to be combined with another St George product so that you can get the best of both worlds.

Zero Monthly Fee Transaction Account

When you take out a St George Advantage loan you will not be charged monthly account keeping fees on a St George transaction account.