St George Standard Variable

The St George Standard Variable Rate is a fully featured loan that is flexible and provides benefits such as a 100% offset account. The standard variable loan does not lock you into a set period and provides ample flexibility.

It is very important when finding the right home that you have the right home loan. A home loan needs to be flexible so that is can cater for a range of circumstances that may arise.

The Standard Variable product from St George has features that include a 100% offset account, repayment and redraw facilities.

Secuirty and comfort in your home loan is also key for borrowers. Take comfort in knowing that your home loan is secure with a major Australian lender that has been operating since 1937.

KEY BENEFITS

This home loan offers clients a number of key benefits.

Repay the Loan Early

Just because you take out a home loan does not mean you have to have it forever. Get out of it quickly by paying off the standard variable home loan without being penalised for this. This variable loan does not charge fees for paying off the home loan early.

100% Offset Account

The St George standard variable home loan comes with a 100% offset account. A 100% offset account is a fantastic way for you to save money. It acts as an account that ‘offsets’ your home loan balance. This way you are paying interest on the reduced amount.

Interest Only

Don’t want to pay principle and interest because you are an investor? Opt to take out this loan and you can choose to pay interest only.

Split the Loan

Don’t want just the one home loan product? Split your home loans among the standard variable St George product and another home loan from St George. Make the most of both loan features.

Lo Documentation Loan

If you are self employed you don’t need to worry. The St George Standard Variable loan caters for people in your situation.