Westpac Premier Advantage Fixed 3 Years

The Westpac Premier Advantage Package Fixed 3 Year Home Loan is a popular product among borrowers due to is certainty around payments and low interest rate. Leverage off the discounted interest rate as well as flexible features provide by the Westpac home loan.

One of the fantastic things about fixing your home loan is the ability to know with certainty what your repayments are going to be. Instead of the having uncertainty like a variable home loan you can now lock in a rate for 3 years.

Westpac has a long-standing reputation in Australia that has been built up since it first started in the 1800s. Now it is one of the biggest banks in the country offering a range of competitive financial products – including the fixed 3 year home loan.

Take out the premier package and receive interest discounts and useful features whilst only paying a single annual fee of $395.

KEY BENEFITS

There a number of positive attributes with the home loan.

Reduced Interest Rate

When taking out the Premier package you are entitled to a reduction in the interest rate of the standard fixed 3 year rate. This interest rate discount is for loans that are $150,000 and above.

No Upfront Charge

The home loan does not come with an application fee. You will not be expected to fork out money just to commence your loan.

Repay Options

Have your say when it comes to how you wish to pay back the home loan. You can select to pay back the loan monthly, fortnightly or weekly depending on which scenario best suits you.

Rate Locking

A rate lock is a fantastic feature that covers you from any interest rate hikes during the home loan process. The fixed rate you will be paying is set at the application process and not upon settlement.