Westpac 6.89% Compare Home Loans
Westpac 4 Year Fixed Home Loan

Westpac Premier Advantage Fixed 4 Years

The Westpac Premier Advantage Package Fixed 4 Year Home Loan is great product offered by the major bank that locks away the fixed interest rate for 4 years at s discounted rate. The fixed 4 year Premier product also comes equipped with a range of features that makes this a flexible product suitable for many borrowers.

Understanding you financial position is key to making informed decisions. Fixing your home loan for 4 years give you a clear picture of what your outgoings will be.

Westpac is a highly regarded bank among the finance industry. Have peace of mind knowing that your home loan is backed by one of the largest banks in the country.

Variable repayment amounts move with interest rate fluctuations however fixed rate remain consistent. Take out the unknown factor regarding your repayment amounts and protect yourself from variable movements through a fixed 4 year rate.

Capitalise on lover fixed interest rates and features such as rate lock by paying a single annual fee of only $395.

KEY BENEFITS

Below are a number of key benefits with the home loan.

Lowered Interest Rate

The Premier package lowers the fixed interest rate by 0.20% for loans that are $150,000 and over. Why not lock in a rate that is cheaper than the standard fixed rate? Start saving money on your home loan quickly.

No Start Up Fee

There is no application fee attached to this home loan. Don’t get stuck paying for things that you don’t have to.

Rate Lock

Lock in the interest rate before the home loan commences. The rate lock feature take the fixed rate at the application phase and uses this going forward. Don’t get caught out if interest rates move up during the home loan process.

Split the Facility

The premier fixed rate allows you to split your debt among 2 Westpac home loans. The benefits of this include maximising the benefits attached to both products. 

Home Loan Information
Interest rate:6.89% pa
Loan type:4 Year Fixed
Min deposit:13%
Fees
Application fee:$0
Monthly fees:$0
Annual fees:$395
Features
100% offset:
Extra repayments:
Redraw facility:
Construction:
Repayments
Monthly: $1,974
(sample scenario based on $300,000 loan over 30 years)
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