Best Home Loan Rates 20 Apr 2014

Join 40,919 Australians who have enquired through Tomorrow Finance

Lowest Rate Westpac Home Loans ANZ Best Mortgages Best Home Loans CBA NAB Top 5 Home Loans St George Lowest Interest Rates Citibank Top Rate Mortgages Top 4 AMP Loans ING Direct Home Loan Interest Rates BankWest Mortgage Rate Calculator Bank of Queensland Lowest Rates Firstmac Home Loans and Mortgages Heritage Bank Discounted Rates Best Mortgages Bank of Melbourne Bank Rates BankSA

Best Home Loans

Best Home Loan Rate

We all know that buying a house, especially your first home, is both an exciting and an important move. Once there was very little choice in what was available but that is not the case today. There are different loans, different ways of paying back loans, benefits for paying certain amounts, refinanced home loans and much more. You want not only the best type of loan but also the best interest rates.

Let’s just consider some of the types of home loans rates available online. Three are the

• Standard variable
• Basic variable
• Fixed

There are quite a few others so straight away you can see that there is a big choice. But which type of loan is best for you? Because we’re talking about probably the biggest financial investment you’ll ever make, it’s vitally important that you get the right advice. If you have no experience in seeking finance you need professional advice. The bank representatives we deal with can assist you on your personal situation.

Here is a brief explanation regarding one type of home loan. The standard variable home loan is the most common and most popular. The word ‘variable’ refers to the interest rate attached to your loan. As you would know, every month the official interest either goes up or down or remains steady. If you take out this type of loan, the variable home loan, your repayments make more progress when the interest rate is low and less progress when the interest rates are high.

Best Interest Rates - Calculator

Home loan finance is now pretty much a science and with the use of computer software, it is easy and quick to discover what you will pay and for how long over the period of your loan. You can choose to increase your repayments even by a small amount and this, according to the calculator, will show you how much you can save over time and how quickly you can own your own home outright. Tomorrow Finance have all these tools at their fingertips and can show you the many possibilities of making your home loan a comfortable and rewarding experience, giving you the best interest rates right at your fingertips.

Home Loan Packages >

Using A Calculator

The best home loan rate - so much on offer

There are literally hundreds of home loans available today from the big banks and others. To get the best deal, you need an enormous amount of data and that’s before you sit down and try to figure out which deal is right for you. If you’re not experienced with financial matters you could find yourself in a stressful situation. So why not save yourself the bother and, in the process, not spend a cent. Tomorrow Finance's Dream Machine compares the hundreds of available loans and lays it all out for you so you can see the best home loan rates for your budget.

Best Home Loan Rates Sydney

Finding the best home loan in Sydney has never been easier. Tomorrow Finance has done all the hard work for you - by comparing a range of loans from various banks and offering you a special pre-negotiated rate. A home loan is a big decision in anybody’s life, and finding a competitive rate can mean the difference between huge savings and huge debt. Research is of paramount importance, and Tomorrow Finance’s home loan calculator is a fantastic weapon in your arsenal. If you’re looking to buy your new home in Sydney, it’s a very smart move to compare your options and make an informed choice with the help of Tomorrow Finance.

Get the best home loan for you

This may sound surprising but there are home loans where you, the customer, can actually obtain a discount in certain cases. But do you know about these discounts and, if so, do you know how to obtain them? That’s where dealing with Tomorrow Finance really pays dividends because not only do we know the fine details of hundreds of home loan packages, we have also negotiated special deals with several lenders and the bottom line is that those deals can save you money. Remember a home loan is often for 20 or more years so any saving over that length of time means more money in your pocket as you enjoy living in your new home. During the life of your loan there may still be room for saving, which is when you might consider refinancing your home loan.

Where will my home loan rate be in 5 or 10 Years?

No-one has a crystal ball but a professional home loan officer can show you how your loan will pan out over many years using different payment options. It’s good to be able to see your home loan in action in the future just by inserting some basic data in a clever computer calculator.

Mortgages with Tomorrow Finance >

Home Loan Comparison

These calculators do not include the possibility of a home loan refinance, which in the future may be the best course of action for you.

The best home loan add-ons are important

Buying a home loan can and should be straightforward but there are often other issues to consider. These can be called add-ons and include such things as stamp duty and fees for the lender. State governments may charge stamp duty on most real estate transactions and most lending institutions charge fees for the establishment of a loan. A professional adviser from the bank will know all about these matters and can explain everything to you. Knowing that your adviser is not going to add to your costs and charges is a very comforting thought.

The home loan industry is highly competitive. The number of lenders and the amount of product is almost overwhelming. This is good news for customers because good deals are out there, you can seek out the best home loans for you. The not so good news is you need an expert from the bank to guide and advise you as you weigh up all the deals and offers available. But you’re in safe hands when you team up with Tomorrow Finance for your dream home loan of today. We have bankers in every major city in Australia - Sydney, Melbourne, Brisbane, Perth, Darwin, Adelaide, Hobart and Canberra.

Best Home Loan Rates Melbourne

Tomorrow Finance is the perfect companion for the savvy home buyer looking to find the best home loan in Melbourne. Our home loan calculator allows you to find the perfect home loan to suit your needs, in a matter of seconds. Our pre-negotiated rates are a special offer which are provided by one of the big 4 banks. The special rate you receive through Tomorrow Finance is not an introductory rate and is applicable for the entire life of your loan – so the savings really do add up. So, what are you waiting for? Try our free home loan calculator today and find the best home loan in Melbourne.

This guide is general information only and is not product advice. If you need advice on your circumstances you should seek professional financial advice. 

Home Loan FAQs > - Best Mortgage For You >

Latest News
Seven simple rules for first home buyers

Seven simple rules for first home buyers

30/11/2013

Buying your first home is a pretty overwhelming experience. There’s a lot to think about and it’s easy to make mistakes. Avoid the most common pitfalls with our seven simple rules. Know what you can afford Subtract ALL of your monthly expenses (excluding rent) from your take home pay. That’s what you can afford on monthly repayments. Use this to work out your property price range. Loan pr... Read more

A first home buyer's guide

A first home buyer's guide

11/11/2013

You’re ready to take the plunge and buy your first home.  You know you have to find the perfect property and get the right home loan but where should you start?  Simplify your journey with our simple guide. Research Make finding the right home easier by looking at a variety of properties.  Real estate websites are a great way to get a feel for the market and allow you to filter your options ... Read more