Frequently Asked Questions

We’ve done the hard work for you. We have all the products stored in our system and allow you to search it for free. The results can be customised to your needs and ordered in what is important to you.

We also have mobile bank representatives from all around the country ready to assist you throughout the process, and often save you thousands of dollars.

We find the cheapest suitable product from each bank and arrange them side-by-side in order of cost, so that you can be sure you’re getting the best deal.

We also use our negotiating power (because we can bargain in numbers with the banks) to get you “Special Offers”. These are special deals for Tomorrow Finance customers.

The offers are shown in red on our product comparison system called the Dream Machine.

Yes, our service is completely free. We get paid an upfront commission (like a finder’s fee) from the bank that you choose.

Often Tomorrow Finance can get you a better deal than a broker. Why?

This is because of the way the bank commission structure works. There are two types of commissions “upfront” and “trail”.

Upfront is a once off payment like a “finder’s fee”. Trail is a continued yearly commission made to the mortgage broker for every year that you have the home loan.

Mortgage Brokers receive both upfront and trail. We only receive the upfront commission, so we have more room to negotiate rates below that of a broker.

No, there is no obligation. By submitting your details, you are simply making an enquiry.

A mobile banker will contact you within 1 business day to discuss your options. You can then make the choice if you would like to proceed after speaking with him or her.