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Your Scenario
Loan Type
Fixed Rate Term
Number of properties
Reason
Features
Repayments
Results

Heritage Bank Standard Variable

Basic Info

Interest Rate 5.04%

Comparison Rate* 5.10%*

Loan Type Variable

Min Deposit 5%

Features

100% Offset Account

Extra Repayments

Redraw Facility

Construction

Split Loan

Capitalise LMI

Branch Network

Credit Card

Fees

Application Fee $600

Monthly Fee $0

Annual Fee $8

Settlement Fee $150

Legal Fee $0

Valuation Fee $0

Redraw Fee $20

Extra Repayment Fee $0

Split Fee $0

Rate Lock Fee $0

Other Fee $0

Maximum LVR by Loan Size

$20,000 – $900,000 95%

$900,000 – $1,200,000 90%

$1,200,000 + 80%

Miscellaneous

Term 0-30yrs

Owner Owner Occupied

Maximum LVR 95%

LMI Payable Above 80%

LMI Provider QBE

Repayment Methods P&I

Min Loan Size $20k

Max Loan Size N/A

Availability

Full Doc

Low Doc

Non Conforming

Credit Impaired

Based on your settings you appear to be eligible for this product.

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Related Products

First Start

INTEREST RATE

4.61%

COMPARISON RATE*

5.70%*

FEATURES

+ Offset Account
+ Extra Repayments
+ Redraw Facility
+ Construction

REPAYMENTS**

$2,566/month**

Standard Variable Investment

INTEREST RATE

5.69%

COMPARISON RATE*

5.84%*

FEATURES

+ Offset Account
+ Extra Repayments
+ Redraw Facility
+ Construction

REPAYMENTS**

$2,899/month**

Variable

INTEREST RATE

4.58%

COMPARISON RATE*

4.72%*

FEATURES

+ Offset Account
+ Extra Repayments
+ Redraw Facility

REPAYMENTS**

$2,557/month**

Standard Variable Mortgage Plus Investment

INTEREST RATE

4.51%

COMPARISON RATE*

4.87%*

FEATURES

+ Offset Account
+ Extra Repayments
+ Redraw Facility

REPAYMENTS**

$2,536/month**

SuperEdge

INTEREST RATE

5.97%

COMPARISON RATE*

6.22%*

FEATURES

+ Offset Account
+ Extra Repayments

REPAYMENTS**

$2,988/month**

Pro Pack Variable Rate

INTEREST RATE

3.96%

COMPARISON RATE*

4.33%*

FEATURES

+ Offset Account
+ Extra Repayments
+ Redraw Facility

REPAYMENTS**

$2,376/month**

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*The comparison rates above are for secured home loan products of the lenders as shown, based on a loan amount of $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

**Different terms, fees or other loan amounts may result in different repayment amounts.

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