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Pepper Money Easy
Basic Info
Interest Rate 5.29%
Comparison Rate* 5.59%*
Loan Type Variable
Min Deposit 10%
Features
100% Offset Account
Extra Repayments
Redraw Facility
Construction
Split Loan
Capitalise LMI
Branch Network
Credit Card
Fees
Application Fee $995
Monthly Fee $15
Annual Fee $0
Settlement Fee $400
Legal Fee $440
Valuation Fee $0
Redraw Fee $0
Extra Repayment Fee $0
Split Fee $0
Rate Lock Fee $0
Other Fee $0
Maximum LVR by Loan Size
$1,250,000 – $1,750,000 75%
$1,750,000 – $2,000,000 70%
$50,000 – $750,000 90%
$750,000 – $1,000,000 85%
$1,000,000 – $1,250,000 80%
Miscellaneous
Term 10-40yrs
Owner Both
Maximum LVR 90%
LMI Payable -
LMI Provider -
Repayment Methods P&I, I/O
Min Loan Size $50k
Max Loan Size $3M
Availability
Full Doc
Low Doc
Non Conforming
Credit Impaired
Interest Rates Discounts Based on Loan Amount and LVR
| Loan Amount vs LVR | 65% - 70% | 70% - 75% | 75% - 80% | 80% - 85% | 85% - 90% |
|---|---|---|---|---|---|
| $50,000 - $2,500,000 | 5.49% | 5.69% | 5.74% | 6.40% | 6.78% |
Based on your settings you appear to be eligible for this product.
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Related Products
*The comparison rates above are for secured home loan products of the lenders as shown, based on a loan amount of $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
**Different terms, fees or other loan amounts may result in different repayment amounts.
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