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Frequently Asked Questions

Who is Tomorrow Finance

Tomorrow Finance is a home loan information provider. We specialise in providing: Simplified home loan information and interest rates. Conversations with Senior Bank Managers from our panel of lenders – not their call centres. To date we have helped 112,411 Australians. For more information please visit our About Us page.

Why is Tomorrow Finance easier?

Our focus is to provide you with simplified home loan information as well as a number of solutions that ensure you get a great rate. These solutions include: Special Offers. Big 4 banks compete for your business. Home loan comparison software. Unlike others in our industry we present the facts that allow you to make the right home loan choice. Once you have made an enquiry through our site and you are happy with what the bank has to say, a mobile lender from the bank drives to your home or a convenient location to help you with your finances. Now that’s service!

How does Tomorrow Finance get a better deal?

We also use our negotiating power (because we can bargain in numbers with the banks) to get you “Special Offers” on home loans. These are special deals for Tomorrow Finance customers.

If Tomorrow Finance is 100% free, how do you get paid?

Yes, our service is completely free. We get paid an upfront commission (like a finder’s fee) from the bank that you choose only if your loan settles.

Can Tomorrow Finance get me a better deal on a home loan than a broker?

Often Tomorrow Finance can get you a better deal than a broker. Why? This is because of the way the bank commission structure works. There are two types of commissions “upfront” and “trail”. Upfront is a once off payment like a “finder’s fee”. Trail is a continued yearly commission made to the mortgage broker for every year that you have the home loan. Mortgage Brokers receive both upfront and trail. We only receive the upfront commission, so we have more room to negotiate our home loan rates below that of a broker.

If I submit my details, do I have to proceed with the bank?

No, there is no obligation. By submitting your details, you are simply making an enquiry. A mobile banker will contact you within 1 business day to discuss your options. You can then make the choice if you would like to proceed after speaking with him or her.