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Latest News
Negative Gearing: How does it Work?

Negative Gearing: How does it Work?

16/11/2016

“Negative gearing means the amount you’re paying on interest and other expenses is more than the income derived from the property. As a result, you’re making a loss.” It’s a strategy that allows taxpayers to deduct any losses made on investments from their taxable income and in the early 2000’s it went from a niche activity to the mainstream. Australia has over 2 million landlords, 60% of w... Read more

Nine Practical Ways to Increase your Borrowing Capacity

Nine Practical Ways to Increase your Borrowing Capacity

10/11/2016

Before you start looking for your dream home, the first question you should ask is; what is my borrowing capacity? Your borrowing capacity or borrowing power, is the amount you can borrow to purchase a property. It varies from lender to lender, with each lender using their own method to calculate your borrowing capacity. However, there are several common factors: Your current level of debt... Read more