Negative gearing means the amount youre paying on interest and other expenses is more than the income derived from the property. As a result, youre making a loss. Its a strategy that allows taxpayers to deduct any losses made on investments from their taxable income and in the early 2000s it went from a niche activity to the mainstream. Australia has over 2 million landlords, 60% of w... Read more
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Before you start looking for your dream home, the first question you should ask is; what is my borrowing capacity? Your borrowing capacity or borrowing power, is the amount you can borrow to purchase a property. It varies from lender to lender, with each lender using their own method to calculate your borrowing capacity. However, there are several common factors: Your current level of debt... Read more
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*The comparison rates above are for secured home loan products of the lenders as shown, based on a loan amount of $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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